Many Californians rely on rideshare companies like Uber and Lyft to get around. Whether we’re taking an Uber to the airport or calling a Lyft to get us home after a night out, rideshare services offer a convenient alternative to driving.
But what happens if you get in an accident during an Uber or Lyft ride?
Understanding Uber and Lyft’s accident policies
When you’re in an Uber or Lyft, you’re probably not expecting to get involved in an accident, but one might still happen. And if one does, you’re probably worried about what it means for you. Will you have to pay for any damages? Whose insurance will cover you if you sustain any injuries?
Fortunately, Uber and Lyft have insurance policies in place for these situations. If your Uber or Lyft driver was at fault, both companies have a $1 million insurance policy that can cover any injuries and damages if the driver has insufficient insurance.
The $1 million insurance policy can also apply if a third-party driver caused the accident and they don’t have the proper insurance to cover the damages.
What you should do after a rideshare accident
If you are in an accident as an Uber or Lyft passenger, you should treat it similarly to any other motor vehicle accident. Once you receive medical treatment for any injuries, you should retrieve the following information:
- The driver’s name
- The driver’s contact information including phone number, address and email
- The driver’s license plate number
- The driver’s insurance information
Afterward, you should make sure to contact your own insurance company, who should be able to handle contact between Uber or Lyft’s insurance, or the driver’s personal insurance company.
Regardless of the circumstances, a car accident can be a scary experience, especially if you’re unsure about the policies in place for rideshare drivers. You deserve to feel safe every time you book an Uber or Lyft, and you deserve compensation for any injuries you may sustain from an accident.
If you are injured in an accident, please call 877-PAYAMLA for a free consultation.